Insurance Columns

Monday Morning, 7:00AM

It’s 7:00 a.m. on a crisp, cloudless Monday in early March. The sun is just coming up, and it’s going to be a beautiful day. It’s that wonderful time of the morning when you have the whole day ahead of you, at that wonderful time of the year when spring is right around the corner….

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Mortgage Insurance vs. Life Insurance

Often when a person borrows money the lending institution will ask, and sometimes even insist, the borrower buy life or disability insurance to cover the loan.    It’s important to know that you aren’t required to purchase the insurance from the lending institution.  In fact, it’s illegal for a financial institution to insist that you…

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“I Wish I Had Bought Disability Insurance”

Most people do not spend a lot of time worrying about bad things happening to them. If I were to tell you that one in three people will get cancer you might be inclined to think, “Wow, that’s quite a number. I feel sorry for those people. Cancer is a terrible thing.” In other words,…

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