Making good financial choices can be simple. Determine your objectives and make decisions that are consistent with achieving them. Live within your means. Pay yourself first. Protect your income. Pay down your debt. Have an emergency fund. Put some money away for the future. These are not complicated ideas. But they are not always quick, and they are not always easy.
Get rich quick schemes have magnetic appeal. And just as billion-dollar industries have evolved to take the money of the people looking for quick and easy secrets for fitness gains, the same can be said for people looking for quick and easy secrets for financial gains.