“Long-term investment success is ultimately determined by the ability to ignore external ‘noises’ and concentrate on the issue of buying good businesses.”
~ Michael Lee-Chin
Retirement Planning
Can you have too much in your RRSP?
February 28, 2022 | All Columns, Retirement Planning
“Occasionally somebody will ask me if it is possible to have too much money in their Registered Retirement Savings Plan. The concern is that at some point they will have to take the money out, and they could see excessive taxation, and/or the clawback of government benefits. So, can you have too much money in…
What’s the big deal about inflation?
January 25, 2022 | All Columns, Investment Management, Retirement Planning, Risk Management
“There has been a lot of talk about inflation recently. Generally, this is the type of bland subject matter that only intrigues economists, but lately more and more people are paying attention. So, what is inflation, and why should you care?” Smart Money Whats the big deal about inflation
These good times are here to stay, right?
November 9, 2021 | All Columns, Planning Encyclopedia, Retirement Planning, Risk Management
“Some people will look at past performance and extrapolate what has happened out into the future. They think the recent trend of good performance will continue without interruption, and they jump in because they want a piece of the action too. But trends don’t last forever. Just because an investment has already appreciated is no…
What happens to your money in retirement
October 6, 2021 | All Columns, Retirement Planning
“In the world of financial planning there is no shortage of things that are the source of confusion and concern. One of the things on that list is what happens to your money in retirement. Clawbacks, eligibility for benefits, taxes; there are all sorts of questions.” Smart Money_ What happens to your money in retirement…
Using the right tool for the job
November 30, 2020 | All Columns, Income Tax Planning, Retirement Planning