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Author Archives: Brad Brain
Making Good Decisions
I’m putting this column together on the day after Canada just beat Russia to advance to the gold medal game of the World Junior Hockey Championships. It was an amazing game. Many of you will remember this game. It’s the one where Russia scored with less than 3 minutes left in regulation time to take…
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Father’s Day
June 17, 2007 will be remembered as one of the great days in my lifetime. It was my first Father’s Day. A question that has puzzled mankind for eons is, “What is the meaning of life?” But all Dads know the answer when your little baby girl smiles at you. As I was puttering about…
Posted in All Columns, Money Management
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Monday Morning, 7:00AM
It’s 7:00 a.m. on a crisp, cloudless Monday in early March. The sun is just coming up, and it’s going to be a beautiful day. It’s that wonderful time of the morning when you have the whole day ahead of you, at that wonderful time of the year when spring is right around the corner….
Posted in All Columns, Insurance Columns
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I Don’t Want To Invest Now Because…
Last week, with the Dow Jones Industrial Average at 9474, I was speaking with a colleague. She expressed her concerns about the state of the world and what the future may bring for her investments. Her concerns are valid. They are also not new. Sure, the crisis of the day in 2002 may have a…
Posted in All Columns, Investment Management
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Don’t Touch It!
I just caught up with a young fellow that I set up with some investments back in 2000. He was a student at the time, and he has moved around a bit in the years between then and now, so it’s been harder to get a hold of him over the years. The reason that…
Posted in All Columns, Investment Management
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Investment Scams
They just keep popping up. The other day I realized that I don’t just have a house in the country. I have a dandelion farm. And I’ve got a bumper crop this year. I can mow the lawn and the dandelions are back in all their glory almost before the lawnmower engine is cold. I’ve…
Posted in All Columns, Money Management
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How To Not Screw Up Your Life
Just now I was consulting with Meagan on a situation where some people have found themselves in a jam, and she says, “You know, we need to petition the B.C. government to educate people starting in Grade 7 about how to not screw up your life.” “Ah ha, that’s the next column,” I said. There’s…
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Mortgage Insurance vs. Life Insurance
Often when a person borrows money the lending institution will ask, and sometimes even insist, the borrower buy life or disability insurance to cover the loan. It’s important to know that you aren’t required to purchase the insurance from the lending institution. In fact, it’s illegal for a financial institution to insist that you…
Posted in All Columns, Insurance Columns
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“I Wish I Had Bought Disability Insurance”
Most people do not spend a lot of time worrying about bad things happening to them. If I were to tell you that one in three people will get cancer you might be inclined to think, “Wow, that’s quite a number. I feel sorry for those people. Cancer is a terrible thing.” In other words,…
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Retirement Reality Check
Recently I was at a local professional development day where the presenter shared a story of how a client of his, wearing a fancy new snowmobiling jacket and driving a new four by four, came in on February 28th to see if he should buy an RRSP. This story happens in Thunder Bay, but it…
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