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Homeowners, and those who want to be, take note
“While many homeowners were content with their interest rates around 3%, there is now a huge opportunity to refinance your current mortgage and save thousands of dollars in the remaining years of your term. In most cases, the penalty can be capitalized into the new mortgage, and your savings starts to accumulate. Many clients are…
Also posted in Money Management
Check your reasoning
If you are thinking about making an investment because you think there is no time like the present, I agree with you. I don’t tryto time the markets, and if you have a long-term outlook there is little empirical reason to try. Investing when you have themoney to do so is a sound strategy. Brad…
Also posted in Investment Management
If we were to meet in three year’s time…
Let’s say that we were to meet for coffee three years from today. What are all the things that you would like to have happened in the time from now until then for you to feel happy about your progress? Don’t just think about money. Think about your health, your family, your time, your capabilities….
Also posted in Investment Management, Money Management
What does your recovery look like?
If you do have a shortfall in your retirement income projections, you have four options: you can work longer, you can reduceyour expectations, you can invest more, or you can seek a better rate of return from your investments. That’s it. Obviously,some of these options will be more appealing than others. The question is, which…
Also posted in Investment Management
My Little Baby is a Teenager!
Time is a funny thing. All of a sudden your baby girl is a teenager, and then the next thing you know, she is off to school. So start getting ready for that as soon as you can. Brad Brain_ My little baby is a teenager! _ Alaska Highway News
Also posted in Education Funding
What is the price of parenthood?
“I’ve never had a client ask how much raising a child would cost,” says Brad Brain, president of Brad Brain Financial Planning Inc. in Fort St. John, B.C. Investment Executive Article
Also posted in Ask The Expert, Education Funding
It Ain’t What You Don’t Know
When it comes to personal finances there is a little more to it than simply we don’t know what we don’t know. As Mark Twain supposedly said, “It ain’t what you don’t know that gets you into trouble. It’s what you know for sure that just ain’t so.” Brad Brain_ It ain’t what you don’t…
Also posted in Money Management, Planning Encyclopedia
Guaranteed Income For Life
Guaranteed income for life, regardless of longevity or market conditions. Brad Brain_ Guaranteed income for life _ Alaska Highway News
Also posted in Retirement Planning
Additional investment columns
For compliance purposes, going forward most of my investment columns will be located here… https://bradbrainfinancial.com/investments-acpi/category/investmentblog/
Also posted in Investment Management, Money Management, Smart Money Blog
Life in 1985
Many years ago, a friend won a bursary when we graduated from high school. Recently she came across the newspaper that contained the bursary announcements. With a bit of nostalgia, she shared the newspaper page on Facebook. Our classmates chimed in with, “Wow, has it really been that long?”, and “I remember that!”, and “Those…
Also posted in Retirement Planning, Smart Money Blog
