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Retirement Planning
Life in 1985
Many years ago, a friend won a bursary when we graduated from high school. Recently she came across the newspaper that contained the bursary announcements. With a bit of nostalgia, she shared the newspaper page on Facebook. Our classmates chimed in with, “Wow, has it really been that long?”, and “I remember that!”, and “Those…
Also posted in All Columns, Smart Money Blog
The Great Goals in Life
Financial Planning is a process that can have a magnificent, meaningful impact on your quality of life. Some people equate financial planning with getting an adequate rate of return on your RRSP. That’s fine as far as it goes, but it’s and inadequate definition of financial planning. Financial Planning is a six step process that…
Also posted in All Columns, Money Management
The Secret to Financial Success
There is one thing that is of primary importance on the road to financial success. It’s not your income, or Registered Retirement Savings Plans, or home ownership, or negotiating a better interest rate from your bank. The most important thing that determines whether a person will be financially successful is controlling your cash flow. What…
Also posted in All Columns, Money Management
Retirement Reality Check
Recently I was at a local professional development day where the presenter shared a story of how a client of his, wearing a fancy new snowmobiling jacket and driving a new four by four, came in on February 28th to see if he should buy an RRSP. This story happens in Thunder Bay, but it…
Also posted in All Columns
