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Author Archives: Brad Brain
What keeps you up at night?
What keeps me up at night? That’s easy. I worry about what will happen for my family after I am no longer around. Brad Brain_ What keeps you up at night_ _ Alaska Highway News
Posted in All Columns, Insurance Columns
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Homeowners, and those who want to be, take note
“While many homeowners were content with their interest rates around 3%, there is now a huge opportunity to refinance your current mortgage and save thousands of dollars in the remaining years of your term. In most cases, the penalty can be capitalized into the new mortgage, and your savings starts to accumulate. Many clients are…
Posted in All Columns, Money Management
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Check your reasoning
If you are thinking about making an investment because you think there is no time like the present, I agree with you. I don’t tryto time the markets, and if you have a long-term outlook there is little empirical reason to try. Investing when you have themoney to do so is a sound strategy. Brad…
Posted in All Columns, Investment Management
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If we were to meet in three year’s time…
Let’s say that we were to meet for coffee three years from today. What are all the things that you would like to have happened in the time from now until then for you to feel happy about your progress? Don’t just think about money. Think about your health, your family, your time, your capabilities….
Posted in All Columns, Investment Management, Money Management
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What does your recovery look like?
If you do have a shortfall in your retirement income projections, you have four options: you can work longer, you can reduceyour expectations, you can invest more, or you can seek a better rate of return from your investments. That’s it. Obviously,some of these options will be more appealing than others. The question is, which…
Posted in All Columns, Investment Management
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My Little Baby is a Teenager!
Time is a funny thing. All of a sudden your baby girl is a teenager, and then the next thing you know, she is off to school. So start getting ready for that as soon as you can. Brad Brain_ My little baby is a teenager! _ Alaska Highway News
Posted in All Columns, Education Funding
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What is the price of parenthood?
“I’ve never had a client ask how much raising a child would cost,” says Brad Brain, president of Brad Brain Financial Planning Inc. in Fort St. John, B.C. Investment Executive Article
Posted in Ask The Expert, Education Funding
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It Ain’t What You Don’t Know
When it comes to personal finances there is a little more to it than simply we don’t know what we don’t know. As Mark Twain supposedly said, “It ain’t what you don’t know that gets you into trouble. It’s what you know for sure that just ain’t so.” Brad Brain_ It ain’t what you don’t…
Posted in All Columns, Money Management, Planning Encyclopedia
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Guaranteed Income For Life
Guaranteed income for life, regardless of longevity or market conditions. Brad Brain_ Guaranteed income for life _ Alaska Highway News
Posted in All Columns, Retirement Planning
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Making Decisions That Are Consistent With Your Objectives
Lately I have seen people want to do things with their finances because it seems to be a good idea. Do this often enough and you end up with a series of things that seemed like a good idea at the time. Financial planning is more strategic than that. It’s about identifying what is important…
Posted in Smart Money Blog
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